Inside
E-Flex Coalition Testifies on
Employer ACA Challenges
Page 4
OSHA, ASA Discuss Temporary
Worker Safety
Page 8
State Legislatures Debate
Staffing Industry Bills
Page 10
Guidance issued by the Obama administration in January is caus- ing concerns regarding the status of so-called fixed indemnity
health plans under the Affordable Care Act. Such plans are distinctly
different from limited benefit (sometimes called “mini-med”) plans featuring copays and deductibles from both a plan design and regulatory
perspective. Both types of plans are widely used by staffing firms to
offer health coverage to their temporary and contract employees.
ASA has published an issue paper that explains the legal and regulatory issues affecting fixed indemnity plans as they pertain to staffing firms in 2013. The issue paper also provides important questions
staffing firms should be asking their insurance providers and consultants as they purchase or seek to renew these types of products.
The difference between the fixed indemnity plans and the limited
benefit plans is critically important for purposes of the ACA. Limited
benefit programs are “eligible employer-sponsored plans,” which are
generally subject to the ACA’s insurance market reforms that include
limitations on waiting periods, a bar on annual and lifetime limits,
rules limiting retroactive rescissions, a dependent coverage mandate,
ASA Relaunches ACA-Focused
Website for Staffing Firms
To help its members stay ahead of the
Affordable Care Act, ASA has redesigned
and relaunched its website dedicated to ACA
resources for staffing firms. The new site,
americanstaffing.net/ACA, features several
critical resources, which are now easier to
find and access.
Your Digest of Legal News for the Industry
Published for members of the American Staffing Association
2013 n NO. 3
Continues on page 6
americanstaffing.net/ACA
ASA Addresses ACA
Treatment of “Fixed
Indemnity” Plans
New issue paper looks at how
staffing firms may be affected
